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Mental Health Telehealth Billing Guide — POS 02, POS 10 & Modifiers

September 10, 2026 · 3 min read

Mental Health Telehealth Billing

Telehealth has become an important part of mental health care.

But billing telehealth correctly requires more than simply marking a visit as "virtual."

Depending on the payer, billing may involve:

  • Place of service
  • Modifiers
  • Patient location
  • Provider location
  • Service type
  • Technology used
  • Payer-specific policies
  • State requirements

POS 02 vs POS 10

For Medicare professional billing, CMS currently identifies:

POS 02

Telehealth Provided Other than in Patient's Home

The patient is receiving the telehealth service through telecommunications technology but is not located in their home.

POS 10

Telehealth Provided in Patient's Home

The patient is located in their home.

CMS confirms these definitions in its current telehealth guidance.

Don't Automatically Use POS 02 for Every Telehealth Visit

One of the most common mistakes is treating POS 02 as the universal telehealth code.

For Medicare professional claims, the patient's location determines whether POS 02 or POS 10 applies.

What About Modifier 95?

Modifier requirements vary by payer and service.

CMS's current telehealth materials contain modifier-specific instructions for certain services and settings. For example, CMS describes modifier 95 for certain institutional outpatient therapy telehealth services and uses different guidance for professional billing.

Therefore:

Do not automatically add modifier 95 to every mental-health telehealth claim.

Verify the payer's current instructions.

Audio-Only Telehealth

Audio-only services have separate rules and may be treated differently depending on payer, service and provider.

CMS currently identifies modifier 93 for synchronous telemedicine services rendered via telephone or other real-time interactive audio-only telecommunications technology in certain contexts.

Again, the exact rule depends on the service and payer.

Telehealth Billing Checklist

Before submitting a telehealth claim, verify:

  • Patient location
  • Provider location
  • Payer
  • Provider enrollment
  • Correct CPT/HCPCS
  • POS
  • Modifier
  • Authorization
  • Telehealth coverage
  • State requirements
  • Documentation

Telehealth Is Not a Single Billing Rule

This is perhaps the most important message for providers.

Medicare rules are not automatically commercial-payer rules.

Aetna, Cigna, UnitedHealthcare, Blue Cross Blue Shield, Medicaid programs and other payers may have different policies.

The billing team should verify the applicable payer policy before submitting claims.

[Explore Mental Health Telehealth Billing →]

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